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First-Time Home Buyers in San Diego Finding affordable homes can be a challenge for many first-time home buyers –especially when they are competing with investors in the San Diego real estate market.

Almost one-third of San Diego’s homes sales are being made to investors and second-home buyers–with the majority of those sales clustered in the sub-$300,000 price range.  San Diego investor activity has mushroomed–just as inventory of homes for sale in the county has shrunk by 55% in the last two years. But that doesn’t mean we aren’t finding homes for our first-time home buyers.

The most affordable communities for budget-constrained first time homebuyers would include Fallbrook, Ocean Beach and Jamul, but less expensive homes (under $350,000) can be found in Oceanside, San Marcos, Vista, Escondido, and other more inland San Diego neighborhoods.

Listed below are some quick links for first time home buyers seeking homes in San Diego (with at least two bedrooms and baths) in the sub-$350,000  price range (priced from high to low):

* Separate multiple values with comma.

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32659 Camino Ortega Warner Springs, CA 92086

$349,000
2 Beds
1 Bath
1,041 SqFt
Status Active
MLS # 180022775
Property Type Detached
This charming adobe home sits high on the hill and features panoramic views of the mountains, valleys and Ranch. Enjoy your morning coffee and newspaper on one of the two covered patios. The living room boasts an adobe fireplace and vaulted beam ceilings. The kitchen and dining room are open and perfect for entertaining. Enjoy the peaceful sounds and bright stars of the country. This home was built by the current owner in 1969 and has been impeccably cared for throughout the years.

2012 Prospect Pl Julian, CA 92036

$325,000
2 Beds
1 Bath
1,056 SqFt
Status Active
MLS # 180022800
Property Type Detached
This quiet and cozy home located in Whispering Pines offers park like views from your large front deck and a large usable lot with an over sized detached garage and large storage shed. The home offers an open and bright living room with wood burning fireplace, adjacent kitchen and dinning area. The master bedroom is large with a nice sized closet. The laundry room is located inside the home. The roof was done in 2011. The lot is large for this area at .44 of an acre. This charming home offers so much!

1581 Sandstone Circle Borrego Springs, CA 92004

$259,000
2 Beds
2.5 Baths
2,305 SqFt
Status Active
MLS # 170049151
Property Type Detached
Ideally located at the entrance to De Anza Country Club with 2 bedrooms, den or optional 3rd bedroom and 2.5 baths this one-level open floor plan had beautiful golf course and mountain views. Features include vaulted ceilings, fireplace, walk-in closets, family room off spacious kitchen, separate laundry room with deep sink, Jacuzzi tub and stall shower master bath, 2 patios, and great bedroom separation.

3427 Wagon Road Borrego Springs, CA 92004

$325,000
2 Beds
2 Baths
1,792 SqFt
Status Active
MLS # 170051536
Property Type Detached
This unique and ultra-private view home has one of the most perfect viewing spots in all the valley. With it's incredible 280 degree views from almost every window, this 2 Bedroom 2 baths home is set up to take full advantage of the views with its great room open floor plan. The two-bonus rooms are currently being used as an office and breezeway view guest bedroom. There is also a mud room, a large two car garage with insulated door, and an insulated outdoor storage shed. See Supplement

2997 Roadrunner Dr S Borrego Springs, CA 92004

$159,500
2 Beds
2 Baths
1,136 SqFt
Status Active
MLS # 170052551
Property Type Detached
If you want million dollar views at an affordable price look no further! This home is perched on the top of the cliff overlooking the entire Borrego Valley. The private back patio has plenty of room to enjoy the scenery while relaxing with friends. Inside the kitchen opens up to the large living room with a cozy fireplace. There are also patio areas off the dining area and the second bedroom. Pools and spa are just down the street!

2823 Back Nine Dr Borrego Springs, CA 92004

$279,000
2 Beds
2 Baths
1,458 SqFt
Status Active
MLS # 170054007
Property Type Detached
Southwestern style home located on the Borrego Springs Resort Golf Course. Features include custom ceramic tile throughout, antique Duncan Phyfe 8-piece dining room set, custom front patio, and ceiling fans throughout and over the back patio. Enjoy the sunrise or full moon rising over the back patio and sunsets over the mountains from the front patio. You will love the Southwestern ambience indoors and out!

2458 Buena Vista Ave Lemon Grove, CA 91945

$329,000
2 Beds
1 Bath
969 SqFt
Status Contingent
MLS # 170059084
Property Type Detached
Fixer- Contractors and Investors Special... Perfect for fix and flip project ... 2 Br 1 Ba home, approx 969 sf, plus 2 car attached garage on 7800 sf lot. Great neighborhood and location in Lemon Grove...Circa 1957, original condition, deferred maintenance, needs new roof, substantial repairs and updating. Private yard with fruit trees, and mature landscape.

3264 Via Altamira Fallbrook, CA 92028

$304,300
2 Beds
2 Baths
1,124 SqFt
Status Contingent
MLS # 180001335
Property Type Detached
2 bedroom 2 bath 1124 sqft house has deferred maintenance so prefer cash offer or buyer willing to purchase a fixer.

2843 Back Nine Drive Borrego Springs, CA 92004

$260,000
2 Beds
2 Baths
1,574 SqFt
Status Active
MLS # 180002492
Property Type Detached
Wonderful home on Back Nine with many upgrades. This is the largest model in this complex with expansive entry, gorgeous 20 tile floors throughout living area, new carpeting in the bedrooms, Silastone countertops in kitchen, newer stainless appliances, remodeled master bath with built-in storage and walk-in shower. Seller added double-paned windows, whole house water filtration system, tankless water heater, accordion blinds, built-in media center between dining and living rooms with 60 television.

2450 Buckman Springs Rd Campo, CA 91906

$300,000
2 Beds
1.5 Baths
1,057 SqFt
Status Active
MLS # 180003080
Property Type Detached
Beautifully unique octagon home surrounded by trees and boulders. This exceptional home has amazing Mountain Views and Easy freeway access and a Private deck. Spiral staircase leading to giant master loft

1680 De Anza Drive Borrego Springs, CA 92004

$299,000
2 Beds
2 Baths
2,084 SqFt
Status Active
MLS # 180003741
Property Type Detached
Lovely De Anza Golf Estates property with views of the golf course and mountains and solar. Private pool area and nice fenced backyard with covered patios. Vaulted ceilings in the great room with fireplace, built in cabinetry and book shelves and indoor/outdoor feel with many windows and sliders. Master suite and guest bedroom and office or optional bedroom are on opposite sides of the home for privacy. Mature landscape and circle driveway with 2 car garage and attached workshop.

1738 Smoke Tree Lane Borrego Springs, CA 92004

$299,000
2 Beds
2 Baths
1,248 SqFt
Status Active
MLS # 180006532
Property Type Detached
Nicely maintained and move in ready 2 bedroom 2 bath home with pool and above ground spa on 1.26 acres with views of the mountains and valley. Covered patios in the front and back yard and plenty of space for an RV.

You may also fine the following articles to be of help as a first-time San Diego home buyer:

How to Successfully Negotiate a Short Sale or REO

The San Diego Real Estate Market is Red HOT

5 Cheap Fixes for Your Kitchen Remodel

Should San Diego REO Buyers Rejoice or Growl?