Share

First-Time Home Buyers in San Diego Finding affordable homes can be a challenge for many first-time home buyers –especially when they are competing with investors in the San Diego real estate market.

Almost one-third of San Diego’s homes sales are being made to investors and second-home buyers–with the majority of those sales clustered in the sub-$300,000 price range.  San Diego investor activity has mushroomed–just as inventory of homes for sale in the county has shrunk by 55% in the last two years. But that doesn’t mean we aren’t finding homes for our first-time home buyers.

The most affordable communities for budget-constrained first time homebuyers would include Fallbrook, Ocean Beach and Jamul, but less expensive homes (under $350,000) can be found in Oceanside, San Marcos, Vista, Escondido, and other more inland San Diego neighborhoods.

Listed below are some quick links for first time home buyers seeking homes in San Diego (with at least two bedrooms and baths) in the sub-$350,000  price range (priced from high to low):

* Separate multiple values with comma.

Sort by:

2012 Prospect Pl Julian, CA 92036

$325,000
2 Beds
1 Bath
1,056 SqFt
Status Active
MLS # 180022800
Property Type Detached
This quiet and cozy home located in Whispering Pines offers park like views from your large front deck and a large usable lot with an over sized detached garage and large storage shed. The home offers an open and bright living room with wood burning fireplace, adjacent kitchen and dinning area. The master bedroom is large with a nice sized closet. The laundry room is located inside the home. The roof was done in 2011. The lot is large for this area at .44 of an acre. This charming home offers so much!

32659 Camino Ortega Warner Springs, CA 92086

$319,000
2 Beds
1 Bath
1,041 SqFt
Status Active
MLS # 180036870
Property Type Detached
This charming adobe home sits high on the hill and features panoramic views of the mountains, valleys and Ranch. Enjoy your morning coffee and newspaper on one of the two covered patios. The living room boasts an adobe fireplace and vaulted beam ceilings. The kitchen and dining room are open and perfect for entertaining. Enjoy the peaceful sounds and bright stars of the country. This home was built by the current owner in 1969 and has been impeccably cared for throughout the years.

3005 Roadrunner Drive South Borrego Springs, CA 92004

$157,500
2 Beds
2 Baths
1,337 SqFt
Status Active
MLS # 180042563
Property Type Detached
Nicely maintained 2 bedroom 2 bath property located in the Santa Fe neighborhood of Rams Hill with views of the valley. Nice side patio with trellis for and screened porch off of master bedroom. Dining area has been enlarged with nice sized slider for extended light and views from inside the home. 2 car detached garage with laundry room located inside the home for easy accessibility. Santa Fe neighborhood has two pools, spa, tennis and pickle ball, and recreation area for enjoyment and entertainment.

721 Boiling Springs Tract Mount Laguna, CA 91948

$169,000 - 2Br/2Ba -  for Sale in Boiling Springs Tract, Mount Laguna
New
$169,000
2 Beds
2 Baths
1,514 SqFt
Status Active
MLS # 180045327
Property Type Detached
Amazing opportunity to own a cabin in Mt Laguna. These rarely come on the market now...and especially one this size. Enjoy all four seasons here, while relaxing in the comfort of your own place. Hiking, biking, horseback riding, or just taking it easy. You decide. This is on forest land, and there are rules. You can't live in them full time, no renting, and there is an annual lease payment (amount listed as HOA). Other fee is a water use fee, annual, and is based upon your usage. See rules in documents.

1665 Potrero Valley Road Potrero, CA 91963

$240,000 - 2Br/1Ba -  for Sale in Potrero, Potrero
New
$240,000
2 Beds
1 Bath
540 SqFt
Status Active
MLS # 180045520
Property Type Detached
Great single story home on private lot consisting of 1.46 acres. This home is the ideal country cottage with cozy bedrooms featuring a knottywood like wall paneling, bright white bathroom, good size closets in each bedroom, dining area has a large bright window, kitchen also has the beautiful wood like paneling throughout with kitchen sink overlooking the yard. Open and spacious single family detached home with lots of land surrounding it located off small dirt road 2 miles from Potrero Valley Rd.

2136 E 22nd St National City, CA 91950

$259,000 - $299,000
2 Beds
1 Bath
777 SqFt
Status Contingent
MLS # 180018374
Property Type Detached
Fixer Alert! This home has potential, but needs major work to be completed, including structural. Perfect for an experienced investor.

2997 Roadrunner Dr S Borrego Springs, CA 92004

$159,500
2 Beds
2 Baths
1,136 SqFt
Status Active
MLS # 170052551
Property Type Detached
If you want million dollar views at an affordable price look no further! This home is perched on the top of the cliff overlooking the entire Borrego Valley. The private back patio has plenty of room to enjoy the scenery while relaxing with friends. Inside the kitchen opens up to the large living room with a cozy fireplace. There are also patio areas off the dining area and the second bedroom. Pools and spa are just down the street!

2458 Buena Vista Ave Lemon Grove, CA 91945

$329,000
2 Beds
1 Bath
969 SqFt
Status Contingent
MLS # 170059084
Property Type Detached
Fixer- Contractors and Investors Special... Perfect for fix and flip project ... 2 Br 1 Ba home, approx 969 sf, plus 2 car attached garage on 7800 sf lot. Great neighborhood and location in Lemon Grove...Circa 1957, original condition, deferred maintenance, needs new roof, substantial repairs and updating. Private yard with fruit trees, and mature landscape.

3264 Via Altamira Fallbrook, CA 92028

$304,300
2 Beds
2 Baths
1,124 SqFt
Status Contingent
MLS # 180001335
Property Type Detached
2 bedroom 2 bath 1124 sqft house has deferred maintenance so prefer cash offer or buyer willing to purchase a fixer.

2843 Back Nine Drive Borrego Springs, CA 92004

$260,000
2 Beds
2 Baths
1,574 SqFt
Status Active
MLS # 180002492
Property Type Detached
Wonderful home on Back Nine with many upgrades. This is the largest model in this complex with expansive entry, gorgeous 20 tile floors throughout living area, new carpeting in the bedrooms, Silastone countertops in kitchen, newer stainless appliances, remodeled master bath with built-in storage and walk-in shower. Seller added double-paned windows, whole house water filtration system, tankless water heater, accordion blinds, built-in media center between dining and living rooms with 60 television.

1738 Smoke Tree Lane Borrego Springs, CA 92004

$285,000
2 Beds
2 Baths
1,248 SqFt
Status Active
MLS # 180006532
Property Type Detached
Nicely maintained and move in ready 2 bedroom 2 bath home with pool and above ground spa on 1.26 acres with views of the mountains and valley. Covered patios in the front and back yard and plenty of space for an RV.

3747 Vista Campana South 18 Oceanside, CA 92057

$319,500
2 Beds
2 Baths
1,498 SqFt
Status Active
MLS # 180007567
Property Type Detached
REDUCED! Seller is motivated. Good location. A Regency Model with 2 bedrooms, 2 baths, Family room, atrium. Detached 2-car garage. Enjoy the view from the enclosed patio/sun room. Vinyl windows and sliding doors. Central AC and wall AC for the 2nd bedroom.

You may also fine the following articles to be of help as a first-time San Diego home buyer:

How to Successfully Negotiate a Short Sale or REO

The San Diego Real Estate Market is Red HOT

5 Cheap Fixes for Your Kitchen Remodel

Should San Diego REO Buyers Rejoice or Growl?