Tips for Buyers Archives -

This morning, I took the advice of a very smart man to freeze your credit immediately on (the devil) Equifax, Transunion and Experian. This was done after receiving easy links to do so from Peter Mallouk and his wonderful advisers at Creative Planning. Why should you freeze your credit NOW? Because the execs and minions

An Oceanside Jewel: 353 Franciscan Way

September 19, 2014

Oceanside, Tips for Buyers

Nestled in a tree-shaded historical area of Oceanside is a new listing at 353 Franciscan Way in Oceanside’s Mission Wells. Just a short stroll away one has the opportunity to walk through Oceanside’s Heritage Park and other significant points of historical interest. It’s a quiet Oceanside neighborhood with tree-lined streets and close proximity to

San Diego Real Estate Recovery?

August 13, 2013

Encinitas, Featured Blog Posts, Market Trends, Tips for Buyers, Tips for Sellers

by Roberta Murphy Though we hear rosy real estate reports, the San Diego real estate recovery has proved to be an uneven one, according to a report in this morning’s U-T San Diego. As might be expected, North coastal San Diego County fared the best with Carmel Valley just 3.2% off its former peak price.

Impact of Rising Interest Rates in San Diego

July 10, 2013

Featured Blog Posts, First Time Buyers, Market Trends, Tips for Buyers

by Selena Cowell How does the rise in interest rates impact home affordability in San Diego? Interest rates in San Diego are still historically low, but both the Federal Reserve and Ben Bernanke have pretty much signaled the end to the Bar of Insanely Low Mortgage Rates. The Fed is about to reduce its program

Buying a San Diego Home? Rate Lock!

June 10, 2013

Carlsbad, Tips for Buyers

1 Comments

Change Your Closing Date To Get A Lower Mortgage Rate

Insider Trading in San Diego Real Estate

May 27, 2013

Featured Blog Posts, First Time Buyers, Tips for Buyers

by Roberta Murphy Insider Trading?* When trying to determine what to offer on a parcel of San Diego real estate, it would sure be helpful to know not the history of prior sales, but accepted prices of pending sales. You see, just about any real estate agent or Zillow or Trulia can give you recorded

San Diego Mortgage Rates to Spike in 2013?

May 22, 2013

Market Trends, Tips for Buyers, Tips for Sellers

by Roberta Murphy The San Diego real estate market is red hot, and we can’t help but wonder if increased mortgage rates might cool things down a bit? That would be great news for investors, but a struggle for some home buyers. It seems the Mortgage Bankers Association, Fannie Mae and our own National Association

To Rent or Buy in San Diego?

May 13, 2013

Featured Blog Posts, Market Trends, Tips for Buyers

My heart goes out to those who struggle over whether to rent or buy in the San Diego real estate market. On one hand, folks fear getting caught in a real estate bubble that destroyed so many in the past few years. Alternatively, renters in San Diego are seeing rental costs soaring, with no let-up

Downtown San Diego Condo Market on Fire

April 14, 2013

San Diego, Tips for Buyers, Tips for Sellers

This past March was an incredibly hot market for Downtown San Diego Condo sales. According to our San Diego MLS (Sandicor) ended up with 94 total sales. That is a significant increase in total number of sales compared to the 63 total sales in February 2013. Here’s the March breakdown: 81 sales were regular sales

Big Breaks for San Diego Homeowners

January 3, 2013

Foreclosures, Short Sales, Tips for Buyers

Distressed San Diego homeowners must have exhaled a collective sigh of relief when they heard that the Mortgage Debt Relief tax provisions had been saved from going over the cliff. Without this save, huge tax burdens could be heaped on already-distressed San Diego homeowners who are working out loan modifications, executing short sales or going through foreclosure.