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Deficiency Judgment on San Diego Short Sale?

May 3, 2013
hjiadmin
Featured Blog Posts, Military, Short Sales, Tips for Sellers
Put to rest the nightmare of a lender pursuing a deficiency judgment against you for mortgage debt forgiven in a California short sale. It’s not going to happen! Mortgage lenders are prohibited from obtaining a deficiency judgment following the short sale of a residential property with no more than four units. Junior lien holders are
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Will I Owe Taxes on My San Diego Short Sale?

May 2, 2013
hjiadmin
Foreclosures, Short Sales, Tips for Sellers
Taxes: This is a question anyone facing a short sale should ask their Realtor or tax advisor. We’ve written about these taxes before, but once again here is the information we present to our San Diego real estate clients: For Federal tax returns, the mortgage forgiveness debt relief on principal residences will remain in effect
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Big Breaks for San Diego Homeowners

January 3, 2013
hjiadmin
Foreclosures, Short Sales, Tips for Buyers
Distressed San Diego homeowners must have exhaled a collective sigh of relief when they heard that the Mortgage Debt Relief tax provisions had been saved from going over the cliff. Without this save, huge tax burdens could be heaped on already-distressed San Diego homeowners who are working out loan modifications, executing short sales or going through foreclosure.
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6 Tips for a Winning REO Bid

December 8, 2012
hjiadmin
Blog, Featured Blog Posts, Foreclosures, Short Sales, Tips for Buyers
by Roberta Murphy *REO’s and *foreclosure flips are often some of the best buys in the San Diego real estate market. Many have been repaired and updated and are priced to sell quickly. Unfortunately, these bargains attract hungry buyers and investors who are bidding against each other–often pushing right through the listing price–especially when rental
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Short Sale “Expert” and Content Thief

May 7, 2012
hjiadmin
San Diego, Short Sales
4 Comments
by: Roberta Murphy Yesterday, when writing about Zillow,  I was alerted that another San Diego real estate site had lifted the article in its entirety. But imagine my surprise when I visited the domain and discovered that not only one article, but all of our copyrighted articles and blog material going back to 2011 had
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Ticking Time Bomb for Short Sales?

April 26, 2012
hjiadmin
Foreclosures, Short Sales, Tips for Sellers
I just don’t know why the media isn’t headlining this issue week after week and coast to coast. The loss of this federal protection will certainly impact distressed homeowners in San Diego: The Mortgage Forgiveness Debt Relief Act expires December 31, 2012 This means that homeowners who delay until after 2012 to complete short sales
Read More

Need to Short Sale Your San Diego Home?

December 21, 2011
hjiadmin
Short Sales, Tips for Sellers
by Roberta Murphy Overwhelmed by the mortgage on your San Diego home? If so, you are not alone. The percentage of short sale listings that we take in our practice now approaches 50 percent. Without revealing names or addresses, rest assured it is a painful acceptance and process for the burdened homeowners, who have often
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San Diego Short Sale and Credit Report Solution

May 13, 2011
hjiadmin
Best of San Diego, Foreclosures, Living in San Diego, Short Sales
by Roberta Murphy—Carlsbad, CA What Should I Pay First: My Mortgage or Credit Card Bills? If your mortgage balance is more than your San Diego home is worth and you are faced with paying one or the other, consider paying credit card and other bills first. This coming from a real estate professional may surprise you,
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Deed in Lieu Trumps Short Sales and Foreclosures

August 12, 2010
hjiadmin
Short Sales
2 Comments
Should owners of distressed San Diego real estate do a short sale, let the home go to foreclosure--or consider working with their mortgage lender to do a Deed in Lieu of Foreclosure?

The Siberian Dilemma: Foreclosure or Short Sale?

October 27, 2009
hjiadmin
Short Sales
by Roberta Murphy Carlsbad, CA–When considering the hard choices faced by distressed San Diego real estate owners, it’s not too difficult to recall what is called the Siberian Dilemma: If you are stranded on a frozen lake in Siberia and fall through the ice, you have four minutes to live. If you crawl out of
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Scott Murphy GRI, CIAS

Scott Murphy

San Diego Previews Real Estate
La Costa Online

Mobile: (760) 613-6190

Office: (760) 942-9100

Email: scott@sandiegopreviews.com

3205 La Costa Avenue
Carlsbad, CA 92009

CA BRE# 01458993

San Diego homes for sale

Roberta Murphy CRS, Broker

Roberta Murphy

San Diego Previews Real Estate

Mobile: (760) 402-9101

Office: (760) 942-9100

Email: roberta@sandiegopreviews.com

3205 La Costa Avenue
Carlsbad, CA 92009

CA BRE# 01101958

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