Carlsbad, CA –Foreclosure scams are abounding in San Diego. I can’t begin to tell you how often we get emails and calls about how we can increase our real estate income if we will just turn our distressed clients with distressed mortgages over to “them.”
“Them” are the folks who charge financially strapped property homeowners $1500, $2500 or maybe $4000 to help them out with loan modifications or stalling foreclosures. “Them” may be attorneys, self-appointed advisors, real estate agents–or even one of the multi-level marketing schemes that crop up when easy money is to be made. These scams are enough to make me don battle gear.
If you are a San Diego homeowner facing foreclosure–or simply need to get your mortgage more into line with what you can afford–please begin your search for a solution at our own government’s Making Homes Affordable site where they advise the following:
- There is never a fee to get assistance or information about Making Home Affordable from your lender or a HUD-approved housing counselor.
- Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan. Do not pay – walk away!
- Beware of anyone who says they can “save” your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
- Never submit your mortgage payments to anyone other than your mortgage company without their approval.
If you are up to your ears in mortgage issues and want to avoid the scams out there, please feel free to give Mike or me a call at 877-818-8197 or 760-402-9101/9102. I can’t guarantee we can solve your real estate problem, but our advice and direction is free:-)